GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

I can't say enough good things about my experience with Jamie and Ted at Hoyes! Jamie was so understanding, easy to talk to, supportive and explained all of our options in a way we could fully understand and make informed decisions so we didn't have to file bankruptcy.
If you need to talk to anyone about your financial situation, call these guys! Bankruptcy may not be your only option!

They have been very friendly and helpful from the beginning. I feel a huge weight off my shoulders, not only because of me debt relief, but also because I feel more financially literate. Ive suggested their services to a few friends of mine also.

I was struggling with debt issues and the pressure and stress of being unable to manage my finances. I contacted Hoyes, Michalos & Associates to assist me with this matter, and it was the best decision that I have ever made. Ian, is very knowledgeable, compassionate and understanding, with his expertise he guided me throughout the process with ease, he explained everything clearly and directed me to the right options that were best suited to my situation. I would highly recommend Hoyes, Michalos & Associates and especially Ian, for they are one of the top best companies out there. Thank you Ian for the tremendous support and superb service that you have provided to me and my family, we truly appreciate it.

I reached out to the branch 7 years after I concluded my proposal with them. Krista was amazing at getting me the information I needed. Her response was immediate and incredibly helpful. I would not hesitate to recommend them to anyone who is in need of their services.
Thank you!!!

I was in over my head with about 25k of debt paying around $500-600/month on interest alone with no way to pay down the principal. I called Jason and he answered all of my questions and took the time to honestly explain the process of getting a consumer proposal. Now I owe less than half of the original debt with small monthly affordable payments and I can finally look forward to not only paying off my debt but actually having some savings for once. Jason and the team have been amazing and any time I have a question I just send him a quick email and he always responds and is very helpful. Highly recommend!!

I wish I went sooner! With being young and starting off I wanted to get rid of all the access debts into one payment and pay it off quickly. That’s exactly what happened, everything was so easy and done professionally! It makes for such a stress free environment in a stressful time. I’m half way through my program now, and will be done soon. If your waiting for the right time, it’s honestly now. Don’t let it get big! So happy I made this choice

This company has been incredibly helpful to me, and the people who work there are super friendly and flexible.

Couldn’t be more happier without a load of debt in every corner. Started to feel like a debt hoarder.

Thanks Hoyes for everything!

5 stars in every area, I highly recommend anybody with debt issues, to please visit them for help.

These past couple years have been so hard trying to catch up with my finances. Early this summer i came across Hoyes and Michalos' recommendation in my browser regarding sorting my debts as they've been climbing since January of this year. The pandemic has put a real weight on my current situation, then with having to pay back the CERB. I hit rock bottom and decided to get in touch. I can happily say that it was a weight lifted off my shoulders! I am very grateful for their guidance and support through this process. Its very new to me. I am starting to get back on track and I would like to thank Scott Terrio for his absolute support! I highly recommend their help if you're in a pickle. Take control. Don't let debt control you.