GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

Just went through a proposal and was handled very professionally, was way over my head in debt and Hoyes,Michalos and Associates were there to save the day, just found them very easy to deal with, Thank you

I was very hesitant to contact any company to see how they could help me out with my situation. Scott was very caring and understood the stress levels I had. So much stress in now reduced! If you are struggling in anyway financially, it's merely a phone call and discussion, no pressure. I highly recommend this company!

Amazing service, Howard spent almost two hours answering all of our questions during our free consultation over the phone. We’re thankful!

Hoyes, Michalos & Associates are really helpful to people who are having financial difficulties and dealing with their debt problems. I highly recommend this company if you want to be debt free and have a better life.

Recently had some major issues with CRA that really impacted my ability to continue paying my bills. After months of trying to resolve them without any progress I decided to reach out to Hoyes, Michalos & Associates for some advice. Honestly, going through this is very stressful, but I was fortunate enough to meet Benny Mendlowitz at Hoyes who took me through my options and what Hoyes can do to help me to resolve my difficult financial circumstances. From the very beginning Benny made me feel comfortable and listened to my situation, provided me with options and solutions that where realistic to my situation and never judged my situation. I'm so relieved that the consumer proposal was filed and accepted and would recommend Benny & Hoyes to anyone who is in a tough financial situation. They are professional, experienced and look out for their clients which is really important.

Benny was an awesome LIT. Made me feel comfortable and knowledgable. Walked me through all of my options. Proposal was officially accepted. Super happy with this process and would highly recommend Hoyes!

From the Queen of procrastination, It’s actually not as bad as you think! Shannon Desaulniers was my Trustee at the Hoyes Bank Street location, and was fabulous to deal with, helpful every step of the way, without judgement or pressure. The credit counselling gave me a better understanding of my finances and budgeting, plus great tips on how to rebuild my credit. Get on with it, so you can finally get on with it!
Thanks again Shannon, it’s certainly a very big load off, and now I can answer my phone again!
Faye Snow, debt free.

I could say so many good things but people would get bored. Everyone on the team here is so transparent and so informative every step of the way. From start to finish they are supportive and work in your best interest. The best example to give would be by the end when they ask you if you have any questions, you just don't because everything goes along so smoothly and comprehensively.

Thank you to Hoyes Michalos, especially Brian, for their assistance! They were very professional and friendly, helping me find the right solution during my financial struggle. Highly recommend them.

I feel extremely confident moving forward and having some assistance with the things that I just don't know yet. Can't wait to see where this help takes me