GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

Brett has been wonderful to work with. He really put me at ease about everything. I’d highly recommend!!

Very helpful phone conversation led me to choose hoyes ,everything was explained in easy terms, I would not hesitate to recommend their services

After years of having credit card debts and seeing no way out to get out of this nightmare, I took it upon myself to fix that issue once and for all by doing some online research about "debt reduction, debt consolidation, debt relief, etc" and the 2 key words that captured my attention was "Consumer Proposal".

After doing my due dilligence and looking at the best option for my situation, I decided to contact Hoyes, Michalos & Associates Inc and needless to say it was one of the best decisions of my life! I looked at the best firm to work with in the GTA and their name came up over and over again. Words can't describe the level of professionalism from the onboarding with the 1st phone consultation with Lorna to my 1st Zoom video meeting with the best Licensed Insolvency Trustee I can ask for in Jennifer Kwon (she's awesome!). Right from the 1st minute we talked, I knew I was in very good hands. She answered perfectly without any delays my long list of questions and I was reassured and given complete peace of mind. She gave me a clear short and long term plan and gave me incredible advice on many things. It felt like talking to a long term friend. That's how smooth and comfortable the service was.

I will be forever grateful to Jennifer Kwon and the entire team of Hoyes, Michalos & Associates Inc. They have literally changed my life as I sleep and feel better and the future looks bright. That firm is as good as advertised. If you need to contact the best trustee, do it now! Take my word for it, you won't regret it.

Thank You again to the entire team of Hoyes, Michalos & Associates Inc and Jennifer Kwon as you are changing and saving lives.

Best Regards,

I would highly recommend Hoyes Michalos and Associates. Jason and his team are amazing to deal with. He is very quick, understanding and explained everything in great detail. I feel so much better about my financial situation after speaking with him. I never once felt pressured or judged. If you are struggling give him a call, it was the best decision I could have ever made.

I have never been more satisfied with a service. Thank you so much jenn you have taken away all my worries. I would 100% recommend anyone needing financial assistance to get help with the team at Hoyes Michalos.

I would highly recommend Hoyes, Michelos and Associates. They are very helpful and offer many resources in helping with your credit situation.

Super happy with my experience. I dealt with Rebecca and she was extremely knowledgeable, helpful and patient with me. I had to change our meetings a few times due to being called into work last minute and she was very accommodating. I would highly recommend these guys to anyone else that would need their service! Thank you guys!

Facing financial hardship wasn't easy for me, especially during the pandemic and losing a job. It took time for me to actually look for help and finally I found Hoyes, Michalos & Associates. I would like to thank you Benny and the team for putting me at ease during the process of my consumer proposal. Without Benny's help, I wouldn't be able to move forward in my daily life and stress out with all the creditor's calls. I would highly recommend anyone who is facing difficulties in debt reach out to Benny and the team for better financial advice and they will help you through this process until the end. Thank you Benny for the time and patience.

The best decision I ever made was contacting them! Brett Nicholson was amazing and took the time to answer all my questions in person and over email. He helped me every step of the way and made the process easy. Mariya was also great and very helpful! My experience overall was amazing and I would highly recommend them. Forget any other company, you need to contact Hoyes!!!!

I had an excellent experience with Hoyes, Michalos & Associates. The entire process was explained clearly, and I always felt supported throughout.

Jason, in particular, was incredibly helpful — he guided me step by step with patience and professionalism. He helped me in solving my debt and made sure all my questions were answered. Everything was handled smoothly and efficiently.
Thanks to his efforts, the process was completely stress-free.

I truly appreciate the support and would gladly recommend Hoyes, Michalos & Associates, especially Jason, to anyone in need of debt relief or financial assistance.