GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

The whole process of a credit proposal was scary to me which is why I took such a long time to start it. However once I did I was amazed at how easy the process was and I felt so comfortable and appreciative of all the help from Hoyes, Michalos & Associates. Beau was wonderful to work with in completing my credit counselling sessions. Very easy to speak with, and just all around a genuine nice guy who is extremely knowledgeable! If your ever in need of their services, give them a call. You definitely won't regret it!

Jamie always took time for me when I called or e-mailed. She was friendly, helpful and professional in my dealings with Hoyes, Michalos. She showed a great interest and made me feel like I was your only client.

They are so helpful answering all of my questions. They respond typically within minutes after I reach out. I appreciate the great advice they give, I never one felt judged.

I would like to thank Mr. Benny and his team for everything they have done for me.
Really he is professional and very organized and his team too.
Giving the best solution, working efficiently.
Highly recommended, I never dealt with someone like Mr. Benny.
He is a pro.

I cannot say enough great things about Hoyes, Michalos & Associates. I was in a really difficult position a few years back and the support, clarity and direction I received from Howard at the Brantford office was top level. Because of the professionalism and compassion I received from the very beginning, I had no shortage of motivation to improve my situation. I am so happy to say that I have overcome my debt and have developed great practices to stay financially healthy and proactive. I am so grateful for the Hoyes team. I want to especially thank Diane at the Kitchener location for taking time to sit down with me and follow up. Her experience, kind nature and passion for what she does is amazing! So grateful for the hardworking people at Hoyes, Michalos & Associates. :)

Diana Wong was prefect, the best ever for Me

The level of service provided by this company is exceptional. Since the first communication I had with them, I was always treated with the utmost respect. With everyone I talked to (Brett & Maryia especially), I always felt they genuinely cared about my situation and wanted to help me sort it out. I highly recommend them to anyone who is struggling financially and need professional, humane counseling on what to do next. Thank you so much.

Joel was very kind and very informative answered all my questions gave me a detailed low down of everything they also lowered my debt massively and my payments are so low I am very pleased with this company and would recommend hoyes to anyone and everyone that has any sized debt they are very helpful thank you so much joel I couldn't live with the debt I had if I did not register with your company thank you again.

Billy was very helpful kind and since made me feel very comfortable Would recommend anybody to go see him if in the same situation I’m in. He gives me hope again thank you so much for what you do. I really appreciate everything you did for me.

Couldn't be happier! Staff is very friendly and considerate. I came into this place with a lot of financial stress and now 2 meetings and 1 budgeting session later I must say I am feeling 100% then when I first came to their office. I will continue to use them and will refer any and all to them that need help in the fields that they professionally provide.
Cant say thanks enough!