GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

Very professional and courteous and responsive to the needs of their clients during a difficult period in their lives.

Brett and Brennan have been extremely caring, compassionate and professional during the entire time. The knowledge I’ve gained will not be lost. Thank you

Jason has been incredibly helpful, supportive and transparent about the whole process, he has taken a huge burden off my shoulders and is helping me achieve financial freedom after many years of being dogged by creditors. I went from knowing close to nothing and being completely overwhelmed about how to begin to get out of my financial crisis to having a firm solid plan and having an end in sight in just 30 mins. I highly recommend this firm and its associates to anyone seeking help with their financial problems. Thank you Hoyes, Michalos & Associates and thank you especially to Jason you've given me my life back and you've given hope where there was none.

Everyone here has been wonderful to work with. I highly recommend Hoyes, Michalos & Associates to aid in your financial situation.

For the last 5 years I had been trapped in a very large amount of debt and had multiple creditors needing to pay off each month totalling over $1600 and overall debt of over 35K. The sheer stress and financial burden was really affecting my day to day and overall mood which was at most times not the best. My friend told me about Hoyes, Michalos & Associates and how he was getting his Debt under control through this reputable company. I asked for the number and 3-4 weeks later I am in this position - Now Paying a mere fraction of what I was previously paying out which at the time was ALL interest and Zero principle.I would have never climbed out of debt. I have been given a chance to rebuild my credit properly and The best part is now 59 months to debt freedom! LFG!!

Benny and his colleagues at Hoyes, Michalos were fantastic to deal with and are true professionals ! Benny made things very easy to understand and was clear cut. Very happy and grateful man today all because of an initial phone call

THANK YOU Hoyes, Michalos & Associates!!! 🙏🙏

I was nerves to start to talk to them , But when i did talk to them i dont know why i was nerves . best thing i did was getting this stress taken care of and thanks to the team at Hoyes , Michalos & Assaciates i feel like i am in a better place now. The longer you wait the more stress you get .... stop waiting and do what i did just call them made me feel better in 1 call :)

Jamie and Ted at Hoyes were incredible to work with. They not only negotiated the best deal possible for my consumer proposal, they were also empathetic and supportive throughout the entire process and made themselves readily available to answer any questions or concerns I had along the way. A+ experience with these two.

Best decision I ever made to contact Hoyes, Michalos & Associates! They are truly the best company for financial support. I am very grateful for all they have done for me!

Excellent Customer Service Responded right away and answered any questions I had very helpful creating future plans

I recently had the privilege of working with this insolvency trustee who truly went above and beyond the call of duty, long after my account had been officially closed and finalized. From the outset, their professionalism, expertise, and genuine concern for my financial well-being were evident. However, it was their exceptional support after the conclusion of my case that truly set them apart.

Despite having no obligation to continue offering assistance, this trustee made themselves available to address lingering concerns and provide guidance. Their willingness to invest additional time and effort, without any expectation of reward, reflects a remarkable dedication to their clients' long-term success.

Their advice was not only insightful but also empowering, helping me to make informed decisions. This level of care and commitment is rare and deserves the highest praise.