GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

It's an amazing program to get back on track. They are professional and friendly. They were very informative. Thank you guys for everything.

I will gladly give this place a 5 star rating. Scott S is an amazing person to deal with. Even after the proposal is filed and good. He is always available for any questions I have with a quick response. I am glad I chose this place for my proposal. I recommend all the people that ask about a proposal to reach out here. Thanks for being a great person and company.

worked with Benny for my consumer proposal and had a very good experience. He was patient, knowledgeable, and explained each step clearly. The process was handled efficiently and my proposal was approved without issues. I would definitely recommend Benny to anyone needing debt help.

In my opinion they are the one of the best service provider on their subject. Hoyes and Michalos & Associates handled the case with Great Value in return of your Contact to them. They are truly Professional and Responsive Team.

Sandra, was especially personable, very thorough and attentive to the specifics of our situation.
She made the experience feel seamless and supported getting things on track right out of the gate.
I would recommend Hoyes, Michalos & Associates to anyone needing direction regarding finances.

I have been with Hoyes for 1 year.(3280 Bloor st Etobicoke branch) They were able to reduce my debt by 70%. Life has been more easier & I wish I found them earlier. The process was easy right from the beginning up to now. Brett has been amazing right from the beginning.🙌 He answers all your questions and takes his time. I never felt rushed, pressured, or judged by him at any moment of the process. The team overall provides EXCELLENT service! Thank you all so much!! ❤❤❤

This company is a excellent source to go to if you are in debt they are very friendly and helpful and willing to listen to your situation that u may be having when it comes to your money .. a special thank you to Nicholas and the team in scarbro great people to go to .

Mark was absolutely amazing. Bankruptcy is a very intimidating process. He helped me every step of the way. Very quick same day response time, and very clear about my options. Excellent overall experience. Many firms want to subject you to an 'assembly line' style interaction. In contrast, Mark took the time to thoroughly understand the dynamics of my personal circumstances and delivered remarkable individualized service. My situation required plenty of patience. Mark was persistent and never gave up on me. I have appreciated his advice and filing for bankruptcy has helped me with my anxiety and a fresh financial start. Thank you Mark, for your unwavering dedication and most of all compassion.
April C.

My experience working with Maureen from Hoyes, Michalos & Associates was seriously life changing. I can’t thank her enough for her help, guidance, understanding and patience. Anyone in need of financial help needs to give Hoyes a call. Maureen, THANK YOU!

Mark has been so helpful through this entire process. He is very respectful and never judgemental. I feel like a huge weight has been lifted off my shoulders and I have him to thank for that. This is an amazing Company. Thank you for everything!!