GIVE US 30 MINUTES
WE'LL GIVE YOU A PLAN TO BE DEBT FREE

Very helpful phone conversation led me to choose hoyes ,everything was explained in easy terms, I would not hesitate to recommend their services

I was given the Hoyes' contact information from a former client to inquire about a consumer proposal. I'm so glad that I made that call. The process was quick and easy. The representative was professional. I can't thank Hoyes, Michalos and Associates for assisting me with my debt.

If you are thinking about dealing with your debt problems. I highly suggest going here. Jason in particular, he made it super easy and as stress free as possible. Everyone who works here is very nice and judgment free.

These wonderful people helped me immensly. Definitely a team you want on your side.

They were very knowledgeable and helpful. Everyone seems willing to help. Sometimes I hesitated to call in because I’m dealing with very sensitive information and didn’t feel supported with respect to having changes on my account.

Excellent service and very professional !
I was scared and apprehensive, the team at Hoyes Michalos put my mind at ease and walked me through each step. Thank you all so much and a huge thank you to Brennan !

I Truly recommend Hoyes Michalos
Hands down!

They were very understanding.They were their helping me all the way to a better future.Not owing money and being out of debt has alot of relief on me.I will never go back into debt.I would always reccomend this company.

I was going through a very expensive, very prolonged, and long-winded custody battle/divorce, and the debt just kept mounting, and a consumer propsal was my best option given the circumstances at the time.

Working with Hoyes, Michalos & Associates was a very pleasant, straightforward experience. My counsellor was nice and upfront, and the proposal team was so awesome and accommodating throughout my journey.

I'm so glad that I paid it off as soon as I did. Matter of fact, I wish I had done it sooner, but I'm satisfied.

If you can pay off your debt without assistance, please do so. However, if your back is against the wall, please consider speaking to Hoyes to look at all your options.

Working with Brian McIImoyle at Hoyes.Michalos changed my life. Brian guided me through the Consumer Proposal and managed to lower my debt by over 80%. He was kind, patient and made me feel comfortable asking uncomfortable questions about my debt situation. Brian has literally saved my life. If you are like me and are drowning in debt, reach out to Hoyes.Michalos. It maybe the most important call of your life. I guarantee you will not regret it!
Fleming.

To the team at Hoyes, thank you for making the process seamless. All the dealings were spot on and Brett & Brennan helped me with my particular situation with the best interest. Thank you again and would highly recommend to anyone who's in need of their services.