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Very professional and helped me understand everything that was happening. Friendly and out going definitely helping me out and drastically lowered my stress level.

Rebecca talked me through everything step by step and clearly explained everything. I am very impressed by her knowledge and professionalism. Thank you Rebecca for giving me peace of mind.

Great experience working with Hoyes & Michalos. My LIT was Benny and he was very informative from start to finish. When you are just barely above waters in debt, it is a very difficult time. They made me feel comfortable and like there was another solution. I claimed a proposal and now I can breathe, and actually concentrate on what is important.

Fantastic at what they do! They helped in a desperate time and never made us feel bad! I would recommend them to everyone!

The staff at the Hamilton location was very helpful. They were patience with me and presented me with various options to help resolve my debt problem! I happy to say that they were able to reach an agreement with my creditors that worked me. If you are having debt issues I Highly Recommend there services!

My experience with Hoyes Michalos has been nothing short of exceptional. From our very first meeting, I felt supported and never judged, despite feeling insecure about my lack of financial literacy at the time. The team was kind, flexible, and incredibly encouraging. They helped me realize that many Canadians simply aren’t aware of their options when it comes to managing debt.

Their compassionate and practical approach empowered me to better understand my financial situation and take meaningful steps forward. I’ve recommended Hoyes Michalos to countless people over the years, and having just completed my consumer proposal, I can say with confidence: there is a way through even the most difficult times.

A friend recommended Hoyes to me, and I only wish I’d known about them sooner. If you’re already financially savvy—amazing! But if you’re feeling overwhelmed or unsure how to handle a situation that’s gotten out of hand, do yourself a favour and call Hoyes Michalos. You won’t regret it.

I signed up for a consumer proposal back in 2017 and I finished it Nov. 2021, a year early. The staff there was always helpful, knowledgeable and quick to get back to you. If your struggling and need a place, I suggest Hoyes, Michalos and Associates.

Despite it not being a good thing I was there for, working with Nicholas from Hoyes was a great experience! It has been the best thing I have done this past year. Nicholas was always very helpful and provided me with a lot of knowledge and support throughout the process. I even recommended my friend to him as well! For anyone looking to get their financials in order, this is the place and the people to work with!

Working with Brian McIImoyle at Hoyes.Michalos changed my life. Brian guided me through the Consumer Proposal and managed to lower my debt by over 80%. He was kind, patient and made me feel comfortable asking uncomfortable questions about my debt situation. Brian has literally saved my life. If you are like me and are drowning in debt, reach out to Hoyes.Michalos. It maybe the most important call of your life. I guarantee you will not regret it!
Fleming.

The staff were very helpful and supportive to me. I was never judged and they helped me every step of the way.